Our Insurance Reinstatement Valuation will take everything into account...

INSURANCE

Our Insurance Reinstatement Valuation will use an industry standard Building Cost Information Service (BCIS) of the RICS to establish a reinstatement value that insurers use to calculate appropriate premiums.

It is extremely important that the sum used to insure your home covers the costs of rebuilding or repairing in the event of a claim. In the worst case for instance, a fire means your house may need to be completely rebuilt, or it may be just your roof that suffers storm damage.

The rebuild costs of a property do not relate to the Market Value so you need to be certain that the cover is sufficient. A property in the least expensive part of Cornwall will cost the same to rebuild as one in the most expensive part of the county.

You should be aware that for an older property the cost of reinstatement will often be significantly higher than any Market Value.

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WHAT'S INCLUDED WITH THE INSURANCE REINSTATEMENT VALUATION

Under insurance may affect the amount an insurer will pay out and it may not cover the full cost.

We will visit your property and prepare an Insurance Reinstatement Valuation taking into account the construction, size and standard of items such as bathrooms and kitchens.

We also take into account external areas including paths, patios, walls and outbuildings as well private drainage systems.

IS THIS THE BEST SURVEY FOR YOU?

We offer a variety of surveys and valuations for properties, new and old – no matter the condition. Take a moment to browse our other services, below.

SNAGGING LISTS

A Snagging List details issues your builder needs to address after they have completed the property to make sure it is finished properly.

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VALUATIONS

With our knowledge of values in Cornwall, we can provide you with an RICS approved valuation of your property whatever the purpose.

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BUILDING SURVEYS

We will carry out desktop search to check on important issues before conducting a detailed on-site inspection to record the building’s condition and construction.

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"Extremely helpful.  Moving to a different part of the country has been a daunting task so being able to speak directly with the surveyor was great.  We switched properties during the process and this was handled smoothly.  The Survey and Valuation were thorough and complete.  A very professional service."

Mr and Mrs Swift