It is extremely important that you insure your home to cover the costs of rebuilding or repairing in the event of a claim. In the worst case for instance a fire means your house may need to be completely rebuilt, or it may be just your roof that suffers storm damage.
The rebuild costs of a property do not relate to the Market Value so you need to be certain that the cover is sufficient. A property in the least expensive part of Cornwall will cost the same to rebuild as one in the most expensive part of the county.
Under insurance may affect the amount an insurer will pay out and it may not cover the full cost.
We will visit your property and prepare a Reinstatement Valuation taking into account the construction, size and standard of items such as bathrooms and kitchens.
We also take into account external areas including paths, patios, walls and outbuildings as well private drainage systems.